Insuring the uninsured


The estimated 48 Million people without health insurance may not have an excuse for much longer. Discount warehouse store, Costco, is planning to offer health insurance a la cart.

In a pilot program to be launched next month in Southern California, Costco Wholesale Corp., the low-cost bulk supplier of merchandise as diverse as breakfast cereal and motor oil, will offer family and individual health insurance coverage to its "executive" members. Company officials said the insurance is aimed at people such as contractors, waiters and students who are self-employed or cannot sign up for plans at work.

Company officials would not quote premiums but said the insurance would be 5 percent to 20 percent cheaper than policies individuals could buy on their own. About 18 million U.S. households belong to Costco, including 3.4 million that pay $100 a year for executive membership.

Costco competitor, Sam's Club, plans to offer discount programs for practices such as laser eye surgery and dental care.



Comments (2)      top   link me

Comments

Yeah, I want some Member's Mark eyes.

Posted by: Brian J. at June 10, 2005 8:57 AM

You always have the option of just dying, and you don't have to put up with any of the hassle they want to put you through.

Any optional health insurance plan will do something to avoid paying out, because they will get sick people in disproportionately.

The entire health care crisis is caused by health insurance. Once somebody else pays, demand goes up, which drives up costs, which drives up the need to get insurance, until almost everybody can't afford health care, as the self-insured drop out of self-insurance, in a self-sustaining cycle until the insurance industry is holding all the money.

In the absence of insurance, no doctor can stay in business charging more than patients are willing to pay themselves.

Posted by: Ron Hardin at June 10, 2005 1:36 PM

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